Add water to a medium saucepan and keep it on medium-high heat.
Add tea and ginger and bring it to a full boil. Reduce the heat to low and simmer for two minutes.
Add milk and bring the tea to a full boil on medium-high heat. Turn the heat off or allow it to simmer on low heat for another two minutes. Additional boiling time will make stronger tea.
Using a strainer filter the tea into two cups. Add sugar, honey, or sweetener of your choice. Enjoy hot!
Video
Notes
Tetley British blend tea bags can be used instead of loose tea
Boiling the tea for a long time after adding milk makes it stronger or "kadak"
You can reduce the amount of water and add more milk instead for creamier chai
I prefer to skim or low-fat milk but feel free to use regular milk, soy milk, etc
You can also add sugar along with the tea or add it to taste in individual cups
Depending on the quality and freshness of the ginger you may need to add more or less. Start with 1 teaspoon per cup and then add more if needed. I usually add 1½ teaspoons per cup.